A re-mortgage is to replace your existing mortgage with another one, ideally for a better interest rate therefore saving you money.


This can be for the same value, for example your existing fixed rate deal has ended and you are paying the lender's standard variable rate, or you can potentially release further capital to be used for home improvements, an extension or debt consolidation etc depending on your  current circumstances.


If you have a mortgage you would have already been through the first time buyer process. However, I am here to answer any questions you may have and liaise with your Estate Agent, Solicitor and Accountant to help ensure a smooth process.

Alternatively, you might like to know more about a Let to Buy option, if so, please see the Buy to Let tab.