• First time buyer including gifted deposits - never owned a property.
  • Re-mortgage - for a better deal (existing rate expired or ending), home improvements, debt consolidation, extension etc.
  • Home movers - looking to move house.
  • Capital raising - wanting additional funds for an extension, home improvements or to buy another house/land etc.
  • Buy to let/let to buy - to purchase a property to rent out.
  • Help to buy -  a government backed scheme allowing buyers to purchase a share of a home.
  • Shared ownership - also referred to as part buy/part rent, allows buyers to purchase a share of a home.
  • New/self build - to help support a new build.
  • Adverse credit - your credit file has had a blip e.g ccj, missed/late payments, Involuntary arrangement, debt management plan, repossession, bankruptcy. 
  • Secured/bridging loans - need some funds for a short period.
  • Commercial Mortgages* - looking to purchase a business e.g a pub, restaurant etc.
  • Protection - insurance to protect your loved ones should you pass away. Insurance to protect your income due to accident, sickness etc.
  • Equity release - over 55 and want to release some funds from your property for home improvements, holiday, debt consolidation to ease your monthly burden or help the children/grandchildren etc.
  • Retirement interest only (RIO) - looking to release funds or replace an existing mortgage however, you are required to make interest payments.

Commercial mortgages and bridging loans are available by referral only.


Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Please see individial tabs for further information.